Tag Archive: Insurance


 

 

Obama: Federal Agents Will Enforce ObamaCare, Even If Your State Says No

 

” ObamaCare is not popular. It was not popular when it was enacted, and it has not become any more popular now, especially as people have begun to see the fall-out from this regulatory nightmare, such asskyrocketing insurance costs. Many states, which saw voters respond to ObamaCare by electing Republican legislatures in 2010, subsequently enacted bills exempting them from ObamaCare’s costly and limiting provisions. Unfortunately, Obama does not care.

In an interview with The New American, John Doak, Oklahoma’s Insurance Commissioner, reported that he received a letter from Gary Cohen, who is the Deputy Administrator and Director of the federal Center for Consumer Information and Insurance Oversight (“CCIIO”). In that letter, Cohen stated unequivocally that the federal government will impose ObamaCare regulations on insurance companies operating inside Oklahoma. Politico reports that Obama’s administration has sent similar letters to Missouri, Wyoming, and Texas.”

 

 

 

 

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HHS Secretary Sebelius: Some Premiums Will Rise Under ObamaCare

 

 

 

” Is the administration gently trying to prepare the public for higher premiums under ObamaCare? Health and Human Services Secretary Kathleen Sebelius admitted yesterday that the health law would cause higher premiums for some in the individual insurance market, reports Reuters:

Everything is speculation. I think there’s likely to be some shifting in the markets,” she told reporters at the White House.

The law, also known as “Obamacare,” eliminates discriminatory market practices that have imposed higher rates on women and people with medical conditions.”

 

 

 

 

Congressional Report: Obamacare Leads to Skyrocketing Premiums, 200 Percent Possible

 

 

 

” An exhaustive study by three congressional committees delivers startling news about the dire effects of Obamacare: President Barack Obama’s signature legislation could increase health insurance premiums by over 200 percent and render insurance coverage unaffordable for millions of Americans.

Broadly, the new report declares that Obamacare “breaks its core promise” to make healthcare coverage affordable.

The report, “The Price of Obamacare’s Broken Promises,” was prepared by the House Committee on Energy and Commerce, Majority Staff; Senate Committee on Finance, Minority Staff; and Senate Committee on Health, Education, Labor and Pensions, Minority Staff.

“Studies and analyses from the Congressional Budget Office, independent actuaries, state insurance commissioners, health plans, benefit consultants, and others have reached the same conclusion: Obamacare will significantly increase premiums,” the congressional report states.

“Some estimates show some Americans facing startling premium increases of 203 percent because of the law.”

Illustration by Rick McKee

 

 

 

ObamaCare Will Cost Your Family at Least $20,000

 

 

 

 

” Ok. First. Think about how much you pay for health insurance currently. Now, think about how much you are going to have to pay under the new ObamaCare laws. Well according to a new IRS regulation released, they assume the average family will pay a minimum of $20,000 for their health care plans.

The examples point to families of four and families of five, both of which the IRS expects in its assumptions to pay a minimum of $20,000 per year for a bronze plan.

“The annual national average bronze plan premium for a family of 5 (2 adults, 3 children) is $20,000,” the regulation says.

Bronze will be the lowest tier health-insurance plan available under Obamacare–after Silver, Gold, and Platinum.”

OBAMACARE’S DEATH STAR?

 

 

 

” But Roberts’ decision limits Congress’ latitude by holding that the small size of the penalty is part of the reason it is, for constitutional purposes, a tax. It is not a “financial punishment” because it is not so steep that it effectively prohibits the choice of paying it. And, Roberts noted, “by statute, it can never be more.” As Lambert says, the penalty for refusing to purchase insurance counts as a tax only if it remains so small as to be largely ineffective.

Unable to increase penalties substantially, Congress, in the context of “guaranteed issue” and “community rating,” has only one way to induce healthy people to purchase insurance. This is by the hugely expensive process of increasing premium subsidies enough to make negligible the difference between the cost of insurance to purchasers and the penalty for not purchasing. Republicans will ferociously resist exacerbating the nation’s financial crisis in order to rescue the ACA. “

 

 

Law On Liability Insurance Eyed For Gun Owners

 

gun insurance

 

” Hoping to get beyond the debate over new gun-control laws, a group of economists and legal scholars is floating another plan they say could cut down on spree shootings: require all gun owners to carry liability insurance, similar to what automobile owners must have.

The plan, which was floated in Illinois’ legislature in 2009, draws the ire of gun-rights groups who say it infringes on Americans’ Second Amendment rights and unfairly targets law-abiding gun owners. But backers say it offers a way to ferret out potentially dangerous or unstable criminals from the ranks of gun owners without having the federal government enact outright bans.

The horrific shooting at Sandy Hook Elementary School in Newtown, Conn. last month ignited a new national debate over gun law, but the liability insurance proposal may not have prevented that tragedy. Shooter Adam Lanza used firearms owned by his mother to kill her and then 26 children and administrators at the school before taking his own life.

“If you own a gun, you should expect some due diligence of all people who own guns,” said Tricia Dunlap, a Richmond-based lawyer. “We can stop debating about whether you can own a gun, because of course you can. Do we ban assault weapons? No, it doesn’t work. God, we’ve been having that debate for 20 years. Can we come at it from a fresh angle?” “

 

 

HOBBY LOBBY DEFIES OBAMA ADMINISTRATION WITH CIVIL DISOBEDIENCE FOR RELIGIOUS LIBERTY

 

 

” Now that Supreme Court Justice Sonia Sotomayor has denied Hobby Lobby’s application for an emergency injunction protecting them from Obamacare’s HHS Mandate on abortion and birth control, Hobby Lobby has decided to defy the federal government to remain true to their religious beliefs, at enormous risk and financial cost.

Hobby Lobby is wholly owned and controlled by the Green family, who are evangelical Christians. The Greens are committed to running their business in accordance with their Christian faith, believing that God wants them to conduct their professional business in accordance with the family’s understanding of the Bible. Hobby Lobby’s mission statement includes, “Honoring the Lord in all we do by operating the company … consistent with Biblical principles.”

The HHS Mandate goes into effect for Hobby Lobby on Jan. 1, 2013. The Greens correctly understand that some of the drugs the HHS Mandate requires them to cover at no cost in their healthcare plans cause abortions.

Today Hobby Lobby announced that they will not comply with this mandate to become complicit in abortion, which the Greens believe ends an innocent human life. Given Hobby Lobby’s size (it has 572 stores employing more than 13,000 people), by violating the HHS Mandate, it will be subject to over $1.3 million in fines per day. That means over $40 million in fines in January alone. If their case takes another ten months to get before the Supreme Court—which would be the earliest it could get there under the normal order of business—the company would incur almost a half-billion dollars in fines. And then of course the Supreme Court would have to write an opinion in what would likely be a split decision with dissenters, which could easily take four or six months and include hundreds of millions of dollars in additional penalties. “

 

 

 

 

Related : AETNA CEO: OBAMACARE COULD DOUBLE HEALTH INSURANCE PREMIUMS

 

 

” FOX NEWS: To provide all Americans with health insurance, premiums will have to rise to pay for it, Aetna CEO Mark Bertolini told CNBC’s “Closing Bell” on Wednesday. “If we’re going to insure all Americans, which is a worthy and appropriate cause, then somebody has to pay for it,” Bertolini said of the expected premium increases under Obamacare. Bertolini said that insurance premiums could double in some places just on the basis of what types of policies people buy today. He also said that when Obamacare is fully implemented, it won’t start the way people had hoped and it won’t be cheaper. “

 

 

 

The Sebelius Coverup

 

 

 

 

 

 ” The Obama administration’s congressional allies botched the drafting of this aspect of the health care overhaul, as the plain language of Obamacare doesn’t empower federal exchanges to distribute taxpayer-funded subsidies to individuals; it empowers only state-based exchanges to distribute the subsidies. (The administration pretends otherwise.) Moreover, the Department of Health and Human Services (HHS) is lagging behind in developing the federal exchanges.

It gets worse. HHS has contracted with a subsidiary of a private health care company to help build and police the very exchanges in which that company will be competing for business. The person who ran the government entity that awarded that contract has since accepted a position with a different subsidiary of that same company. An insurance industry insider (speaking on the condition of anonymity) says that HHS, in an attempt to hide this unseemly contract from public view until after the election, encouraged the company to hide the transaction from the Securities and Exchange Commission. “

 

Chicago Cronyism At It’s Finest . Imagine The Hue & Cry If A Republican Administration Had Pulled This Kind Of Nonsense .

 

 

” The Hill writes that the “quiet nature of the transaction, which was not disclosed to the Securities and Exchange Commission (SEC), has fueled suspicion among industry insiders that UnitedHealth Group may be gaining an advantage for its subsidiary, UnitedHealthcare.” The Hill adds, “One critic familiar with the business rivalries of the insurance industry compared UnitedHealth Group’s purchase of QSSI to the New York Yankees hiring the American League’s umpires.” In other words, UnitedHealth Group, through QSSI, would be able to police the same field in which it would be a competitor.

In addition, QSSI would have access to valuable data. The Obama administration likes to compare Obamacare’s prospective insurance exchanges to websites like Travelocity and Expedia, but the comparison is inapt. Travelocity and Expedia don’t regulate airlines, stipulate the length of runways, or transfer money from younger passengers to older ones. In truth, Obamacare’s federal exchanges will be an extremely complicated technical endeavor to set up and run, as (among other things) they would involve compiling massive amounts of risk-selection data on individual Americans. In addition to raising extraordinary privacy concerns, the data involved would be like gold to insurers. To quote my source, “If you can capture this data, you’re going to win.”

Ok, Liberal Women. I’ve Tried To Explain This In Really Simple Terms So Even YOU Will Understand It.

” If you’re on our facebook page ever, you’ve probably noticed that we’ve been absolutely bombarded with liberals lately.  They’re in epic panic mode now that the election is just a day away, and their hysteria is at an all time high.

Case in point.  Leslie Vaughn wrote this in response to the post/picture I put up last night about liberal feminists.

She had so many talking points in it I thought it might be a good idea to address each one in the same post, so that perhaps these misguided, misinformed, mistaken women might learn something. (I know, not likely, but I wanted to at least give it the old college try.)

  1. “Support contraception!” Leslie says.  Newsflash, Leslie.  Many many many conservatives DO support contraception.  We have nothing against it.  In fact, I consider contraception to be sort of a hallmark of one of the basic guiding principles of conservatism – which is TAKING PERSONAL RESPONSIBILITY.  You want to have sex and not get pregnant?  Protect yourself.  It’s really simple.  What we do NOT support, is forcing others to pay for your desire to have sex.  Which leads me to Leslie’s next talking point. “
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