Tag Archive: Healthcare Exchanges


Billions Wasted On Flawed Obamacare Exchanges

 

alychart

 

 

” The federal taxpayers have spent over $5 billion to build Obamacare’s exchanges. Unfortunately for taxpayers, these investments have not delivered a good return and are ongoing.

  Despite the muddled launch of many exchanges, the federal government is still doling out grant money, giving out over $200 million to nine states last month. Fourteen states and the District of Columbia are running their own Obamacare exchanges and they all received federal grant money to help build them—a total of over $4 billion. California alone received $1 billion to set up its exchange.

  Many state-based exchanges have struggled with similar website problems as the federal healthcare.gov site, and some are still barely operational despite being four months into the open enrollment period.”

 

Heritage.org has more

 

 

 

 

 

 

Obamacare ‘Death Spiral’ Scenario Is About The States, Stupid

 

” As problems continue to plague the rollout of President Obama‘s health care law despite improvements to the federal healthcare.gov website, one issue that continues to loom is the possibility of the dreaded “death spiral.”

  The term “death spiral” refers to an unraveling of the individual market if insurers are stuck with a disproportionate number of older and sicker enrollees with high medical claims without a sufficient number of younger and healthier participants to offset the costs.

  Though the Department of Health and Human Services hasn’t yet released a demographic breakdown of those who have picked a plan through Obamacare, early data from a handful of states has suggested that the risk pool has been disproportionately older.”

 

 

 

 

 

 

 

 

Midweek Steyn

Third-Party Statism

 

 

 

” Most developed nations have a public health-care system and a private health-care system — of variable quality, to be sure, but all of them far simpler to navigate than America’s endlessly mutating fusion of the worst of both worlds. Obamacare stitches together the rear ends of two pantomime horses and attempts to ride it to the sunlit uplands. Good luck with that. But we should remember that this disaster has been a long time incubating. The Democrats’ objection to the pre-Obama “private” health system is that Americans wound up spending more than any other country for what they argued were inferior health outcomes. But the more telling number is revealed by Avik Roy elsewhere in this issue: In 2010 (in other words, before Obamacare), U.S. government expenditures on health care were higher than those in all but three other countries in the world. Quick, name a European social democracy full of state-suckled wimpy welfare queens: France? $3,061 per capita in public-health expenditures. Sweden? $3,046 per capita. Belgium? $3,000. In 2010 the United States spent $3,967 in public-health expenditures per person — more than anywhere on the planet except Norway, the Netherlands, and Luxembourg. I am confident that, under Obamacare, we’ll be outspending even the Norwegians. But in reality our so-called private system was a public system in all but name.”

 

 

 

 

 

 

 

… Experts Say Website Built On Ten-Year-Old Technology Will Need To Be Constantly Fixed And Then Totally Overhauled

 

 

 

” After weeks of a dysfunctioning website and mass derision, the Obamacare exchange woes are only starting as some are now giving insurers the wrong date on patients. And the trouble isn’t over.

One technology expert claims the faulty sites, which cost nearly $400 million to build, were made on ten-year-old technology that will require constant fixes and eventually the entire system will have to be overhauled.

A technology expert said the flaws could do lasting damage to the law if customers are deterred from signing up or mistakenly believe they have obtained coverage.

 John Engates, chief technology officer at Rackspace, told USA Today that recent changes have made the system easier to use, but they still require clearing the computer’s cache several times, stopping a pop-up blocker, talking to people via Web chat who suggest waiting until the server is not busy, opening links in new windows and clicking on every available possibility on a page in the hopes of not receiving an error message. “

 

 

 

 

From The Start, Signs Of Trouble At Health Portal

 

 

” In March, Henry Chao, the chief digital architect for the Obama administration’s new online insurance marketplace, told industry executives that he was deeply worried about the Web site’s debut. “Let’s just make sure it’s not a third-world experience,” he told them.

Two weeks after the rollout, few would say his hopes were realized.

For the past 12 days, a system costing more than $400 million and billed as a one-stop click-and-go hub for citizens seeking health insurance has thwarted the efforts of millions to simply log in. The growing national outcry has deeply embarrassed the White House, which has refused to say how many people have enrolled through the federal exchange.”

” “These are not glitches,” said an insurance executive who has participated in many conference calls on the federal exchange. Like many people interviewed for this article, the executive spoke on the condition of anonymity, saying he did not wish to alienate the federal officials with whom he works. “The extent of the problems is pretty enormous. At the end of our calls, people say, ‘It’s awful, just awful.‘ ”

Deadline after deadline was missed. The biggest contractor, CGI Federal, was awarded its $94 million contract in December 2011. But the government was so slow in issuing specifications that the firm did not start writing software code until this spring, according to people familiar with the process. “

Who could have seen this coming ? Not the Times , that’s for sure , nor the unions , nor the celebrities .

John Merline Of IBD Reports:

 

 

 

 

” Last week, CNN’s Wolf Blitzer made waves when he opined that the ongoing problems with ObamaCare might be reason to delay the program.

“They had three years to get this ready,” he said. “If they weren’t fully ready, they should accept the advice Republicans are giving them, delay it for a year, get it ready and make sure it works.”

Blitzer later said he was only referring to the ObamaCare exchange website. But as the rollout continues, there’s increasing evidence that an across-the-board delay would make sense — even to supporters of the law.

Enrollment Glitches. The problems marring the first days of the federal ObamaCare exchanges have not abated much over the past two weeks, despite administration promises that they’d quickly be fixed.

People who showed up at a Pittsburgh enrollment rally late last week, for example, couldn’t sign up for coverage on the federal exchange. The New York Times reports that one of its researchers hadn’t been able to log in despite more than 40 tries. A CNN reporter spent nearly two weeks trying to sign up and “failed again, and again and again.” “

 

 

 

 

 

 

 

 

 

No Wonder The Obamacare Website Is A Nightmare

 

 

 

 

” It’s bad enough that the Department of Health and Human Services had more than three years to develop the site, and spent more than $500 million in the process, yet still produced a failure of epic proportions.

Even worse is the emerging story being reported by Washington Examiner investigative reporter Richard Pollock of how HHS tried to do it without competitive bidding and behind closed doors.

As Pollock reported Oct. 10, the main contract to design and build Healthcare.gov went to the U.S. subsidiary of a Canadian IT firm, CGI Federal.

CGI got the contract despite a checkered history that included being terminated by Ontario provincial government officials for chronically missing deadlines and failing to produce an online medical registry for diabetes sufferers and treatment providers.

Today, Pollock details the murky path HHS officials followed to give the Healthcare.gov project’s $93 million design project to CGI.

“CMS officials are tight-lipped about why CGI was chosen or how it happened. They also refuse to say if other firms competed with CGI, or if there was ever a public solicitation for building Healthcare.gov, the backbone of Obamacare’s problem-plagued web portal,” Pollock reports.

“Instead, it appears they used what amounts to a federal procurement system loophole to award the work to the Canadian firm,” Pollock said.”

 

 

 

 

 

 

 

 

 

Well They Passed The Bill , Now They Are Finding Out What’s In It

 

 

” Andy Mangione, who lives in Louisville, Ky. with his wife Amy and their two boys, is doing the same thing millions of people are doing –trying to figure out how much his insurance will cost under ObamaCare..

The problem is the plan closest to what he has now will mean a 24 percent increase over his current payment— after subsidies.

Rep. John Duncan, R-Tenn., read from one constituent who said “I remember our president saying the new health care bill will reduce costs. I have my health care renewal forms, and the premium has increased about 15 percent, a $700 deductible is added, and my co-payment has increased.”

Rep.Patrick McHenry, R-N.C., also read letters from some of his constituents.

Mike from Hickory saw his premiums rise from $388 to $650. Phil from Forest City saw an increase, even though his policy didn’t change, saw an increase of 42 percent.”

Some Fox viewers in Alabama also wrote in. Although they asked their names not be used, one couple about 60 years old sent detailed information about their rate increases, which will add 82 percent to their annual health care costs. At the same time, their deductibles increased by a third.”

 

 

 

 

 

 

 

 

 

 

 ‘Incompetence Is Larger Than What It Should Be’

 

Published on Oct 7, 2013

” Kathleen Sebelius Jon Stewart Interview – Jon Stewart was really adamant in pressing Health and Human Services Secretary Kathleen Sebelius about issues he has with the health care bill, from the website bugs to the one-year business delay that individuals didn’t get. He repeatedly pressed that last point and got noticeably frustrated at the lack of a clear response.

Stewart did not receive an answer after asking how many people signed up for the website, before bringing up the “legitimate criticism” about individuals not receiving the one-year delay. Stewart said it looks like “you were favoring small business,” and despite Sebelius attempting to explain that this is only a small percentage of businesses and small businesses have no mandates, Stewart still couldn’t figure the logic out.

When he went to commercial break, Stewart asked, “Can we come back and ask some more questions? Can I ask the same one?”

In the second part of the interview, Stewart kept going, calling the issues with Obamacare “frustrating” due to the “level of incompetence that’s larger than what it should be.” He pointed out that businesses are cutting worker hours to exploit a loophole in the law, but Sebelius said that’s not true. Stewart also wondered if they could actually run it well, pointing out the issues the government has had managing the VA.

And then, very briefly at the end of the show, Stewart expressed his exasperation with the non-answers, and even wondered aloud if Sebelius was lying to him.”

 

 

 

 

 

 

 

 

 

John McAfee on Obamacare: ‘This Is A Hacker’s Wet Dream’

 

 

 

” On Fox Business Network’s “Cavuto” on Wednesday, computer programmer and founder of McAfee, Inc. John McAfee said the online component of Obamacare “is a hacker’s wet dream” that will cause “the loss of income for the millions of Americans who are going to lose their identities.”

For starters, McAfee said the way it is set up makes it possible for fake websites be set up to fool people to think they’re signing up for Obamacare.

“It’s seriously bad,” McAfee said. “Somebody made a grave error, not in designing the program but in simply implementing the web aspect of it. I mean, for example, anybody can put up a web page and claim to be a broker for this system. There is no central place where I can go and say, ‘OK, here are all the legitimate brokers , the examiners for all of the states and pick and choose one.’” “

 

 

 

 

 

 

 

 

 

 

Obamacare Marketplaces Raise Data Security Concerns

 

 

” Minnesota insurance broker Jim Koester was looking for information about assisting with Obamacare implementation; instead, what landed in his inbox last month was a document filled with the names, Social Security numbers and other pieces of personal information belonging to his fellow Minnesotans. 

In one of the first breaches of the new Obamacare online marketplaces, an employee of the Minnesota marketplace, called MNsure, accidentally emailed Koester a document containing personally identifying information for more than 2,400 insurance agents, the Minnesota Star Tribune reported. MNsure was able to quickly undo the damage because Koester cooperated with them, but the incident left him unnerved.

The more I thought about it, the more troubled I was,” Koester told the newspaper. “What if this had fallen into the wrong hands? It’s scary. If this is happening now, how can clients of MNsure be confident their data is safe?” 

Online marketplaces like MNsure, called exchanges, are now running in all 50 states and the District of Columbia, as part of the changes established under the Affordable Care Act. Open enrollment began on Tuesday, and as many as 7 million people are expected to sign up for private insurance plans on the exchanges in the next six months. Personal information for all of those customers will be routed from a federal datahub to the state-based exchanges, leaving people like Koester, and some health data experts, concerned about the program’s security.”

 

 

 

 

 

 

 

 

 

Published on Oct 1, 2013

” This short excerpt from the film “The Determinators” gives an excellent explanation of the Obamacare “healthcare exchanges” that just went on-line. These exchanges are where individuals and small businesses are mandated to purchase healthcare insurance. See the entire film at http://www.youtube.com/watch?v=A5ju8I… “

 

 

 

 

 

 

 

 

 

Half of U.S. States Refuse Insurance
Exchanges, Pose Threat to Obamacare

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” The Daily Caller has published a report that suggests that Obamacare is under serious threat, due to half of states refusing
to establish healthcare exchanges. The article suggests a pressure point for the massive healthcare program that could send the legislation back to the Supreme
Court. “